How it works

Four steps, then it runs.

Setting up takes about five minutes. After that it is two minutes a week.

1. Tell it.

Type the way you would to a friend — English, Telugu, or both in one sentence. No forms.

Typing a retirement goal into the chat in plain language

2. See it.

Your salary, what actually goes out, and what is left to invest — read from your bank messages, not typed in.

A chart splitting monthly income into expenses and investable amount

3. Get the plan.

A monthly amount for each goal, split across fund types, sized to what you earn rather than what you wish you earned.

A table of the monthly SIP split across large, mid and small cap funds

4. Stay with it.

A check-in every Friday. Two minutes: what landed, what moved, what is worth doing next.

A one-year check-in showing the retirement pot and progress against plan

What Nina is not

Nina does not sell funds, does not give stock tips, and does not promise returns. It is a coach: the arithmetic, the plan, and the weekly nudge to keep going.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Start with this month’s salary.

Not next year’s raise.

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